A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...
A loan for spec construction refers to a single-family residence developed by a real estate investor to be sold for profit. Investing in speculative real estate is similar to buying and flipping homes— except instead of remodeling a building that is already there, investors will purchase an empty lot and start from scratch.
A fix and flip loan is intended to provide investors with the funds they need to purchase a distressed or undervalued property, make necessary improvements and upgrades and sell the property for a profit within a short period.
Fix & Flip loans can also be a lucrative opportunity for skilled real estate investors looking to generate returns relatively quickly.
Empowered By Nexa means you have options, such as a 0% Down VA Construction Loan, or a 3.5% Down FHA Construction Loan.
Or, even more options with a 5% Down Conventional Fixed Loan on Owner Occupied Homes, with additional options for Second Homes and Investment Properties.
A Home Renovation Loan offers borrowers an affordable and cost effective loan to finance homes that need repair.
We offer FHA 203K rehab loans, Fannie Mae's Homestyle Renovation Loans, and Freddie Mac's Choice Renovation Loans.
Investment Property Loans are designed to purchase investment properties either in an investor's name, or as a separate legal entitiy such as an LLC.
We provide both Fannie Mae and Freddie Mac Investment Property loan options, as well as options that don't require income verification such as DSCR (Debt Service Coverage Ratio) Loans for single family and Business Purpose Loans, such as AirBNB rental loans.
The Smarter Way To Borrow.
If you are like most Americans, you probably earn more in 5 years than you owe on your mortgage. The All-In-One Loan is designed to pay off your home significantly faster than a traditional mortgage, and save you thousands, hundreds of thousands, versus a traditional mortgage.
Cash is a depreciating asset, and traditional mortgages cost large amounts of interest, with interest paid in arrears, which front loads your interest payments and delays progress building home equity. The All-In-One Loan is a solution to both obstacles because it combines the two into one fluid financial instrument.
The Buy Now Sell Later program eliminates the "Pending Sale" contingency offer which kills many purchase offers. The Buy Now Sell Later Loan eliminates the "Pending Sale" by allowing you to tap into the equity in your current home before you sell, and eliminates the Debt-To-Income burden of including your current home's mortgage payments when your new home loan is being underwritten.
The Bank Statement program is a loan created for self-employed borrowers who can’t qualify for a conventional loan due to tax write-offs that don’t show their true income when analyzing tax returns.
Reverse Mortgage Loans are for those borrowers 62 or older who are looking to either: unlock the equity in their current home to eliminate their monthly principal and interest payment, or use a large one-time down payment (selling current home and downsizing) to purchase a new home with zero principal and interest payments for as long as their own their home.
The Smarter Way To Borrow.
If you are like most Americans, you probably earn more in 5 years than you owe on your mortgage. The All-In-One Loan is designed to pay off your home significantly faster than a traditional mortgage, and save you thousands, hundreds of thousands, versus a traditional mortgage.
Cash is a depreciating asset, and traditional mortgages cost large amounts of interest, with interest paid in arrears, which front loads your interest payments and delays progress building home equity. The All-In-One Loan is a solution to both obstacles because it combines the two into one fluid financial instrument.
The Buy Now Sell Later program eliminates the "Pending Sale" contingency offer which kills many purchase offers. The Buy Now Sell Later Loan eliminates the "Pending Sale" by allowing you to tap into the equity in your current home before you sell, and eliminates the Debt-To-Income burden of including your current home's mortgage payments when your new home loan is being underwritten.
The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.
Calculate how much your monthly mortgage payment could be.
* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
See All Mortgage CalculatorsHi There! I am Dan Mellis, your friendly mortgage loan officer at NEXA Mortgage, LLC. I am dedicated to providing the best loan solutions for all your mortgage needs. With a wide range of loan options available, including FHA, VA, USDA, Jumbo, Conventional, Commercial, Reverse Mortgage, Non-QM, and Hard Money Financing, I am committed to helping you find the perfect loan product that suits your unique financial situation. Whether you are a first-time homebuyer, an experienced investor, or looking to refinance, I am here to guide you through the entire process and make your homeownership dreams a reality.
Bellevue is a vibrant city with a diverse real estate market, and I understand the local dynamics to help you secure the best loan product selection. Renton is a growing community with a mix of urban and suburban living, and I am here to assist you in navigating the loan options available for your dream home. Seattle, known for its beautiful neighborhoods and bustling real estate market, is where I am dedicated to providing personalized service to help you find the best loan product selection to match your needs.
My goal is to ensure that you have access to the most competitive loan programs and interest rates available in the market. I am committed to simplifying the mortgage process for you and ensuring that you make informed decisions every step of the way. Whether you are looking for a traditional mortgage or a specialized loan product, I will work tirelessly to find the best solution tailored to your needs.
In Bellevue, I am well-versed in the local real estate landscape and can help you navigate through the various loan options available to find the best fit for you. Rentons real estate market is dynamic, and I am here to provide expert advice on the best loan products tailored to your specific needs. In Seattle, I am dedicated to offering you the best loan product selection to help you achieve your homeownership goals. With my expertise and personalized service, I am here to make the mortgage process as smooth and stress-free as possible for you.
I am passionate about helping individuals and families achieve their homeownership goals, and I am committed to providing you with the best loan product selection in the market. Contact me today, and lets work together to find the perfect mortgage solution for your unique needs.